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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,912 | $105,198+78.6% | $159,455+17.8% | $85,856+118.9% |
| Participation rate | 84.4% | 75.8%+8.6pp | 82.8%+1.5pp | 69.3%+15.1pp |
| Annual return | 10.60% | 45.08%-34.5pp | 263.63%-253.0pp | 318.58%-308.0pp |
| Employer contribution / active EE | $8,801 | $3,319+165.2% | $4,830+82.2% | $2,565+243.1% |
| Participant deferral / active EE | $8,481 | $5,946+42.6% | $7,353+15.3% | $3,952+114.6% |
| Admin fee / account holder | $4,490 | $6,934-35.3% | $10,800-58.4% | $6,261-28.3% |