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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,777 | $56,197+84.7% | $67,652+53.4% | $59,633+74.0% |
| Participation rate | 63.5% | 71.5%-7.9pp | 75.7%-12.1pp | 68.7%-5.1pp |
| Annual return | -0.71% | 18508.10%-18508.8pp | 6625.40%-6626.1pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $1,505 | $1,615-6.8% | $2,266-33.6% | $2,203-31.7% |
| Participant deferral / active EE | $3,046 | $2,844+7.1% | $3,560-14.4% | $3,192-4.6% |
| Admin fee / account holder | $4,768 | $3,958+20.5% | $4,821-1.1% | $4,297+11.0% |