Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,729 | $111,814+171.6% | $103,378+193.8% | $145,978+108.1% |
| Participation rate | 35.3% | 77.9%-42.6pp | 74.5%-39.2pp | 80.3%-45.0pp |
| Annual return | 7.26% | 24.80%-17.5pp | 24.91%-17.6pp | 550.52%-543.3pp |
| Employer contribution / active EE | $695 | $4,215-83.5% | $3,870-82.0% | $4,662-85.1% |
| Participant deferral / active EE | $2,125 | $5,618-62.2% | $5,058-58.0% | $6,690-68.2% |
| Admin fee / account holder | $11,841 | $9,764+21.3% | $8,401+41.0% | $13,400-11.6% |