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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,956 | $82,630-3.2% | $64,105+24.7% | $125,388-36.2% |
| Participation rate | 62.5% | 75.9%-13.4pp | 68.2%-5.7pp | 83.2%-20.7pp |
| Annual return | -2.87% | 1489.72%-1492.6pp | 791.24%-794.1pp | 282.24%-285.1pp |
| Employer contribution / active EE | $5,584 | $2,671+109.0% | $1,820+206.8% | $4,866+14.8% |
| Participant deferral / active EE | $4,352 | $3,608+20.6% | $2,822+54.2% | $5,352-18.7% |
| Admin fee / account holder | $334 | $6,382-94.8% | $4,499-92.6% | $9,541-96.5% |