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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,598 | $85,766+26.6% | $136,298-20.3% | $70,126+54.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 14.04% | 31.46%-17.4pp | 5156.27%-5142.2pp | 73.15%-59.1pp |
| Employer contribution / active EE | $2,794 | $2,966-5.8% | $4,696-40.5% | $2,343+19.3% |
| Participant deferral / active EE | $7,881 | $5,051+56.0% | $6,247+26.1% | $3,332+136.5% |
| Admin fee / account holder | $5,483 | $5,421+1.1% | $9,244-40.7% | $4,645+18.0% |