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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,666 | $110,337+18.4% | $102,383+27.6% | $145,877-10.4% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 7.21% | 24.83%-17.6pp | 24.94%-17.7pp | 551.28%-544.1pp |
| Employer contribution / active EE | $11,890 | $4,216+182.0% | $3,870+207.2% | $4,663+155.0% |
| Participant deferral / active EE | $6,421 | $5,621+14.2% | $5,060+26.9% | $6,691-4.0% |
| Admin fee / account holder | $16,532 | $9,750+69.6% | $8,391+97.0% | $13,402+23.4% |