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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,666 | $111,814+16.9% | $103,378+26.4% | $145,978-10.5% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 7.21% | 24.80%-17.6pp | 24.91%-17.7pp | 550.52%-543.3pp |
| Employer contribution / active EE | $11,890 | $4,215+182.1% | $3,870+207.2% | $4,662+155.0% |
| Participant deferral / active EE | $6,421 | $5,618+14.3% | $5,058+27.0% | $6,690-4.0% |
| Admin fee / account holder | $16,532 | $9,764+69.3% | $8,401+96.8% | $13,400+23.4% |