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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,569 | $103,393+14.7% | $87,103+36.1% | $152,909-22.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 21.75% | 28.10%-6.4pp | 28.19%-6.4pp | 345.46%-323.7pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,726 | $4,778+61.7% | $4,049+90.8% | $5,851+32.0% |
| Admin fee / account holder | $11,240 | $12,195-7.8% | $7,491+50.0% | $11,601-3.1% |