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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,448 | $67,602+2.7% | $82,312-15.6% | $70,126-1.0% |
| Participation rate | 73.5% | 72.8%+0.8pp | 76.9%-3.4pp | 69.5%+4.0pp |
| Annual return | 17.84% | 21.57%-3.7pp | 25.88%-8.0pp | 73.15%-55.3pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,347 | $2,987+45.5% | $3,706+17.3% | $3,332+30.5% |
| Admin fee / account holder | $2,573 | $4,512-43.0% | $5,608-54.1% | $4,645-44.6% |