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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,778 | $84,685+91.0% | $73,836+119.1% | $125,389+29.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -0.39% | 3123.80%-3124.2pp | 2268.06%-2268.4pp | 282.24%-282.6pp |
| Employer contribution / active EE | $6,653 | $3,123+113.0% | $2,787+138.7% | $4,866+36.7% |
| Participant deferral / active EE | $5,147 | $3,993+28.9% | $3,583+43.7% | $5,352-3.8% |
| Admin fee / account holder | $3,898 | $5,694-31.5% | $4,882-20.1% | $9,541-59.1% |