Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,643 | $78,423+5.4% | $95,964-13.9% | $79,856+3.5% |
| Participation rate | 66.2% | 73.5%-7.3pp | 77.1%-10.8pp | 69.6%-3.4pp |
| Annual return | 15.70% | 19.37%-3.7pp | 91.64%-75.9pp | 31.71%-16.0pp |
| Employer contribution / active EE | $385 | $1,945-80.2% | $2,541-84.9% | $2,471-84.4% |
| Participant deferral / active EE | $2,764 | $3,440-19.6% | $4,167-33.7% | $3,741-26.1% |
| Admin fee / account holder | $3,359 | $5,622-40.2% | $6,797-50.6% | $5,306-36.7% |