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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,301 | $103,000-14.3% | $90,300-2.2% | $152,885-42.2% |
| Participation rate | 83.3% | 75.9%+7.5pp | 73.3%+10.1pp | 82.5%+0.9pp |
| Annual return | 18.37% | 95.19%-76.8pp | 78.11%-59.7pp | 345.39%-327.0pp |
| Employer contribution / active EE | $2,311 | $3,138-26.4% | $2,854-19.0% | $4,763-51.5% |
| Participant deferral / active EE | $7,720 | $4,281+80.3% | $3,884+98.7% | $5,851+31.9% |
| Admin fee / account holder | $4,312 | $6,173-30.2% | $5,353-19.5% | $11,598-62.8% |