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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,989 | $73,9550% | $96,520-23.3% | $75,181-1.6% |
| Participation rate | 37.9% | 66.4%-28.5pp | 74.3%-36.4pp | 67.2%-29.3pp |
| Annual return | 13.24% | 26.72%-13.5pp | 35.72%-22.5pp | 160.69%-147.4pp |
| Employer contribution / active EE | $897 | $2,930-69.4% | $3,739-76.0% | $2,671-66.4% |
| Participant deferral / active EE | $2,146 | $3,659-41.4% | $4,879-56.0% | $4,126-48.0% |
| Admin fee / account holder | $8,433 | $5,217+61.6% | $6,733+25.2% | $5,650+49.3% |