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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,383 | $190,879+20.7% | $160,009+44.0% | $134,532+71.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -21.57% | 552.63%-574.2pp | 408.85%-430.4pp | 418.27%-439.8pp |
| Employer contribution / active EE | $15,383 | $4,995+208.0% | $4,225+264.1% | $4,741+224.5% |
| Participant deferral / active EE | $11,728 | $6,924+69.4% | $6,183+89.7% | $6,401+83.2% |
| Admin fee / account holder | $1,936 | $10,495-81.6% | $8,715-77.8% | $11,429-83.1% |