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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,194 | $78,694+95.9% | $67,652+127.9% | $125,389+23.0% |
| Participation rate | 52.6% | 78.8%-26.2pp | 75.7%-23.0pp | 83.2%-30.6pp |
| Annual return | -2.64% | 9.46%-12.1pp | 6625.40%-6628.0pp | 282.24%-284.9pp |
| Employer contribution / active EE | $1,399 | $3,044-54.0% | $2,266-38.2% | $4,866-71.2% |
| Participant deferral / active EE | $3,977 | $4,292-7.4% | $3,560+11.7% | $5,352-25.7% |
| Admin fee / account holder | $218 | $7,403-97.1% | $4,821-95.5% | $9,541-97.7% |