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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,674 | $167,533+195.3% | $151,645+226.2% | $134,545+267.7% |
| Participation rate | 72.2% | 88.4%-16.2pp | 87.5%-15.3pp | 81.2%-9.0pp |
| Annual return | -13.61% | 7.81%-21.4pp | 3.34%-16.9pp | 418.37%-432.0pp |
| Employer contribution / active EE | $2,101 | $6,828-69.2% | $6,165-65.9% | $4,742-55.7% |
| Participant deferral / active EE | $6,236 | $8,985-30.6% | $8,363-25.4% | $6,401-2.6% |
| Admin fee / account holder | $1,430 | $13,781-89.6% | $11,614-87.7% | $11,431-87.5% |