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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,938 | $184,000+97.8% | $162,185+124.4% | $152,909+138.0% |
| Participation rate | 93.3% | 88.5%+4.8pp | 87.6%+5.8pp | 82.5%+10.9pp |
| Annual return | 29.65% | 150.80%-121.2pp | 115.61%-86.0pp | 345.46%-315.8pp |
| Employer contribution / active EE | $2,689 | $6,370-57.8% | $5,613-52.1% | $4,764-43.6% |
| Participant deferral / active EE | $7,935 | $8,033-1.2% | $7,297+8.7% | $5,851+35.6% |
| Admin fee / account holder | $2,861 | $13,124-78.2% | $10,844-73.6% | $11,601-75.3% |