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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,815 | $165,361+84.9% | $149,715+104.3% | $158,950+92.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.99% | 348.24%-328.2pp | 276.66%-256.7pp | 302.91%-282.9pp |
| Employer contribution / active EE | $4,700 | $5,103-7.9% | $4,645+1.2% | $4,762-1.3% |
| Participant deferral / active EE | $7,834 | $7,182+9.1% | $6,842+14.5% | $5,983+30.9% |
| Admin fee / account holder | $12,651 | $10,808+17.1% | $9,310+35.9% | $11,248+12.5% |