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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,305 | $107,353+8.3% | $92,903+25.2% | $152,885-23.9% |
| Participation rate | 87.0% | 79.8%+7.2pp | 76.0%+11.0pp | 82.5%+4.5pp |
| Annual return | 18.65% | 145.62%-127.0pp | 109.43%-90.8pp | 345.39%-326.7pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $6,249 | $4,848+28.9% | $4,238+47.5% | $5,851+6.8% |
| Admin fee / account holder | $3,177 | $7,081-55.1% | $5,795-45.2% | $11,598-72.6% |