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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,986 | $166,089+37.3% | $164,928+38.2% | $145,978+56.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.23% | 100.26%-90.0pp | 70.08%-59.8pp | 550.52%-540.3pp |
| Employer contribution / active EE | $2,384 | $5,276-54.8% | $4,343-45.1% | $4,662-48.9% |
| Participant deferral / active EE | $2,782 | $6,961-60.0% | $6,034-53.9% | $6,690-58.4% |
| Admin fee / account holder | $257,325 | $16,641+1446.4% | $12,684+1928.7% | $13,400+1820.3% |