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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,110 | $133,998-51.4% | $112,263-42.0% | $134,545-51.6% |
| Participation rate | 90.9% | 78.6%+12.4pp | 75.1%+15.8pp | 81.2%+9.7pp |
| Annual return | -5.80% | 47.17%-53.0pp | 27.49%-33.3pp | 418.37%-424.2pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $5,521 | $5,292+4.3% | $4,729+16.7% | $6,401-13.7% |
| Admin fee / account holder | $3,133 | $7,493-58.2% | $6,410-51.1% | $11,431-72.6% |