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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,406 | $78,670-13.0% | $109,173-37.3% | $85,847-20.3% |
| Participation rate | 71.0% | 68.3%+2.7pp | 75.9%-4.9pp | 69.3%+1.6pp |
| Annual return | 2.33% | 25.09%-22.8pp | 25.75%-23.4pp | 318.61%-316.3pp |
| Employer contribution / active EE | $0 | $2,734-100.0% | $3,723-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,138 | $3,467+19.4% | $4,654-11.1% | $3,952+4.7% |
| Admin fee / account holder | $5,897 | $5,469+7.8% | $6,755-12.7% | $6,261-5.8% |