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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,816 | $97,729-60.3% | $83,830-53.7% | $135,379-71.3% |
| Participation rate | 92.3% | 80.0%+12.4pp | 76.1%+16.2pp | 82.6%+9.7pp |
| Annual return | -12.10% | 1287.52%-1299.6pp | 850.97%-863.1pp | 519.79%-531.9pp |
| Employer contribution / active EE | $9,335 | $4,222+121.1% | $3,631+157.1% | $4,779+95.3% |
| Participant deferral / active EE | $6,975 | $4,683+49.0% | $4,082+70.9% | $5,609+24.4% |
| Admin fee / account holder | $505 | $6,674-92.4% | $5,479-90.8% | $10,828-95.3% |