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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,749 | $106,008-47.4% | $92,240-39.6% | $147,586-62.2% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 1077.57% | 50.05%+1027.5pp | 176.29%+901.3pp | 578.59%+499.0pp |
| Employer contribution / active EE | $11,237 | $4,333+159.3% | $3,680+205.4% | $4,876+130.4% |
| Participant deferral / active EE | $4,810 | $4,478+7.4% | $3,897+23.4% | $5,439-11.6% |
| Admin fee / account holder | $1,492 | $6,333-76.4% | $5,194-71.3% | $10,886-86.3% |