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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,349 | $51,642+173.7% | $129,384+9.2% | $80,935+74.6% |
| Participation rate | 22.7% | 56.9%-34.3pp | 69.6%-47.0pp | 67.7%-45.0pp |
| Annual return | 14.92% | 20.78%-5.9pp | 9461.77%-9446.9pp | 35.66%-20.7pp |
| Employer contribution / active EE | $1,019 | $1,583-35.6% | $4,153-75.5% | $2,757-63.0% |
| Participant deferral / active EE | $2,481 | $2,670-7.1% | $4,166-40.4% | $4,299-42.3% |
| Admin fee / account holder | $181 | $4,312-95.8% | $7,686-97.6% | $6,924-97.4% |