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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,419 | $48,570+32.6% | $130,660-50.7% | $72,976-11.7% |
| Participation rate | 32.1% | 58.6%-26.5pp | 71.7%-39.7pp | 69.5%-37.4pp |
| Annual return | 24.20% | 38.63%-14.4pp | 1709.29%-1685.1pp | 81.02%-56.8pp |
| Employer contribution / active EE | $777 | $1,334-41.8% | $4,092-81.0% | $2,440-68.2% |
| Participant deferral / active EE | $1,957 | $2,384-17.9% | $3,603-45.7% | $3,608-45.8% |
| Admin fee / account holder | $8,526 | $3,549+140.2% | $5,463+56.1% | $5,124+66.4% |