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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,985 | $95,979+235.5% | $74,551+331.9% | $135,380+137.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -5.32% | 56.97%-62.3pp | 32.53%-37.9pp | 519.81%-525.1pp |
| Employer contribution / active EE | $9,269 | $2,716+241.3% | $1,961+372.7% | $4,779+94.0% |
| Participant deferral / active EE | $6,731 | $3,844+75.1% | $3,108+116.6% | $5,609+20.0% |
| Admin fee / account holder | $2,595 | $6,522-60.2% | $5,059-48.7% | $10,828-76.0% |