Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,233 | $58,714-29.8% | $142,874-71.1% | $85,856-52.0% |
| Participation rate | 45.8% | 58.5%-12.7pp | 72.0%-26.2pp | 69.3%-23.5pp |
| Annual return | 10.84% | 27.73%-16.9pp | 5638.58%-5627.7pp | 318.58%-307.7pp |
| Employer contribution / active EE | $0 | $1,423-100.0% | $4,145-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,260 | $2,608-51.7% | $3,838-67.2% | $3,952-68.1% |
| Admin fee / account holder | $5,029 | $4,241+18.6% | $6,561-23.4% | $6,261-19.7% |