Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,564 | $58,099+152.3% | $76,872+90.7% | $75,173+95.0% |
| Participation rate | 55.6% | 63.9%-8.3pp | 69.6%-14.0pp | 67.2%-11.6pp |
| Annual return | 8.75% | 26.71%-18.0pp | 37.90%-29.2pp | 160.72%-152.0pp |
| Employer contribution / active EE | $1,498 | $1,996-24.9% | $2,533-40.9% | $2,671-43.9% |
| Participant deferral / active EE | $2,933 | $2,999-2.2% | $3,832-23.5% | $4,126-28.9% |
| Admin fee / account holder | $3,223 | $4,778-32.5% | $5,476-41.1% | $5,651-43.0% |