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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,826 | $60,349-12.5% | $74,184-28.8% | $62,881-16.0% |
| Participation rate | 91.0% | 72.7%+18.3pp | 76.6%+14.4pp | 69.3%+21.7pp |
| Annual return | 6.60% | 21.38%-14.8pp | 17.74%-11.1pp | 20.14%-13.5pp |
| Employer contribution / active EE | $653 | $1,680-61.2% | $2,370-72.5% | $2,281-71.4% |
| Participant deferral / active EE | $2,486 | $2,856-13.0% | $3,550-30.0% | $3,203-22.4% |
| Admin fee / account holder | $2,991 | $4,261-29.8% | $5,586-46.5% | $4,296-30.4% |