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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,724 | $86,341-48.2% | $125,192-64.3% | $65,185-31.4% |
| Participation rate | 73.5% | 75.3%-1.9pp | 79.8%-6.3pp | 70.2%+3.3pp |
| Annual return | 18.81% | 27.44%-8.6pp | 43.79%-25.0pp | 29.38%-10.6pp |
| Employer contribution / active EE | $0 | $2,040-100.0% | $3,866-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $2,287 | $3,538-35.4% | $4,937-53.7% | $3,514-34.9% |
| Admin fee / account holder | $3,860 | $609+533.4% | $9,704-60.2% | $847+355.6% |