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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,433 | $88,996+55.5% | $78,004+77.5% | $138,895-0.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 8.30% | 28.03%-19.7pp | 31.07%-22.8pp | 145.39%-137.1pp |
| Employer contribution / active EE | $5,417 | $2,917+85.7% | $2,469+119.4% | $4,194+29.2% |
| Participant deferral / active EE | $25,147 | $4,724+432.3% | $4,092+514.6% | $6,396+293.1% |
| Admin fee / account holder | $49,810 | $8,807+465.6% | $7,578+557.3% | $12,562+296.5% |