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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,444 | $217,427-69.9% | $185,837-64.8% | $167,518-60.9% |
| Participation rate | 90.9% | 86.0%+4.9pp | 81.7%+9.2pp | 82.1%+8.8pp |
| Annual return | 12.95% | 148.39%-135.4pp | 122.08%-109.1pp | 478.71%-465.8pp |
| Employer contribution / active EE | $5,598 | $5,874-4.7% | $5,168+8.3% | $4,838+15.7% |
| Participant deferral / active EE | $7,488 | $6,357+17.8% | $5,568+34.5% | $6,342+18.1% |
| Admin fee / account holder | $8,752 | $19,816-55.8% | $16,241-46.1% | $12,312-28.9% |