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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,119 | $34,316+2.3% | $74,723-53.0% | $72,976-51.9% |
| Participation rate | 17.0% | 42.4%-25.4pp | 54.5%-37.4pp | 69.5%-52.5pp |
| Annual return | 23.88% | 26.58%-2.7pp | 753.18%-729.3pp | 81.02%-57.1pp |
| Employer contribution / active EE | $508 | $692-26.5% | $1,084-53.1% | $2,440-79.2% |
| Participant deferral / active EE | $1,040 | $1,272-18.2% | $1,962-47.0% | $3,608-71.2% |
| Admin fee / account holder | $711 | $2,125-66.5% | $3,335-78.7% | $5,124-86.1% |