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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,394 | $32,117-20.9% | $71,089-64.3% | $64,173-60.4% |
| Participation rate | 33.3% | 42.7%-9.4pp | 54.6%-21.3pp | 69.6%-36.2pp |
| Annual return | -14.48% | -5.57%-8.9pp | 650.65%-665.1pp | 7.63%-22.1pp |
| Employer contribution / active EE | $862 | $712+21.0% | $1,088-20.8% | $2,381-63.8% |
| Participant deferral / active EE | $2,589 | $1,263+105.0% | $1,873+38.3% | $3,470-25.4% |
| Admin fee / account holder | $174 | $2,759-93.7% | $3,082-94.4% | $4,887-96.4% |