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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,881 | $181,896-63.8% | $156,551-57.9% | $273,972-76.0% |
| Participation rate | 68.8% | 88.4%-19.6pp | 84.0%-15.3pp | 83.0%-14.3pp |
| Annual return | 6.54% | 30.74%-24.2pp | 32.23%-25.7pp | 41.46%-34.9pp |
| Employer contribution / active EE | $1,933 | $6,248-69.1% | $5,501-64.9% | $4,869-60.3% |
| Participant deferral / active EE | $3,392 | $5,550-38.9% | $4,871-30.4% | $5,287-35.8% |
| Admin fee / account holder | $6,910 | $15,560-55.6% | $13,028-47.0% | $10,133-31.8% |