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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,145 | $215,361-3.4% | $171,082+21.7% | $273,972-24.0% |
| Participation rate | 75.0% | 82.0%-7.0pp | 76.7%-1.7pp | 83.0%-8.0pp |
| Annual return | 8.79% | 25.14%-16.3pp | 32.56%-23.8pp | 41.46%-32.7pp |
| Employer contribution / active EE | $8,589 | $4,967+72.9% | $4,002+114.6% | $4,869+76.4% |
| Participant deferral / active EE | $0 | $5,543-100.0% | $4,797-100.0% | $5,287-100.0% |
| Admin fee / account holder | $1,946 | $10,846-82.1% | $8,520-77.2% | $10,133-80.8% |