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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,065 | $162,136-31.5% | $152,301-27.1% | $154,746-28.2% |
| Participation rate | 41.7% | 84.1%-42.4pp | 82.4%-40.8pp | 80.7%-39.0pp |
| Annual return | 21.65% | 91.02%-69.4pp | 80.50%-58.9pp | 172.34%-150.7pp |
| Employer contribution / active EE | $8,205 | $4,890+67.8% | $4,624+77.4% | $4,379+87.4% |
| Participant deferral / active EE | $6,260 | $8,341-24.9% | $8,004-21.8% | $6,730-7.0% |
| Admin fee / account holder | $30 | $15,759-99.8% | $14,398-99.8% | $14,365-99.8% |