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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,814 | $148,623-71.9% | $135,974-69.2% | $139,466-70.0% |
| Participation rate | 41.7% | 83.9%-42.2pp | 81.9%-40.3pp | 80.3%-38.7pp |
| Annual return | 21.50% | 79.30%-57.8pp | 68.30%-46.8pp | 373.66%-352.2pp |
| Employer contribution / active EE | $957 | $5,246-81.8% | $4,859-80.3% | $4,754-79.9% |
| Participant deferral / active EE | $4,085 | $8,103-49.6% | $7,760-47.4% | $6,712-39.1% |
| Admin fee / account holder | $21 | $12,406-99.8% | $10,767-99.8% | $11,409-99.8% |