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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,916 | $160,070-55.7% | $147,117-51.8% | $145,897-51.4% |
| Participation rate | 41.7% | 84.0%-42.4pp | 82.2%-40.5pp | 80.3%-38.6pp |
| Annual return | 21.02% | 98.69%-77.7pp | 420.54%-399.5pp | 552.29%-531.3pp |
| Employer contribution / active EE | $6,620 | $5,285+25.3% | $4,932+34.2% | $4,663+42.0% |
| Participant deferral / active EE | $5,228 | $8,419-37.9% | $8,065-35.2% | $6,689-21.8% |
| Admin fee / account holder | $24 | $15,035-99.8% | $12,993-99.8% | $13,390-99.8% |