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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,715 | $84,527-81.4% | $67,711-76.8% | $125,393-87.5% |
| Participation rate | 66.7% | 74.8%-8.1pp | 67.5%-0.9pp | 83.2%-16.5pp |
| Annual return | -0.45% | 2.57%-3.0pp | 25.41%-25.9pp | 282.23%-282.7pp |
| Employer contribution / active EE | $485 | $3,292-85.3% | $2,559-81.1% | $4,866-90.0% |
| Participant deferral / active EE | $2,657 | $4,429-40.0% | $3,585-25.9% | $5,351-50.4% |
| Admin fee / account holder | $577 | $5,340-89.2% | $4,255-86.4% | $9,541-93.9% |