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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,209 | $32,037-65.0% | $69,182-83.8% | $62,881-82.2% |
| Participation rate | 57.6% | 43.4%+14.2pp | 55.1%+2.5pp | 69.3%-11.7pp |
| Annual return | 8.81% | 15.16%-6.4pp | -21.93%+30.7pp | 20.14%-11.3pp |
| Employer contribution / active EE | $520 | $679-23.4% | $1,206-56.9% | $2,281-77.2% |
| Participant deferral / active EE | $1,817 | $1,185+53.3% | $1,897-4.2% | $3,203-43.3% |
| Admin fee / account holder | $1,060 | $2,608-59.3% | $2,697-60.7% | $4,296-75.3% |