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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,984 | $144,124+72.8% | $117,857+111.3% | $147,585+68.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 16.06% | 531.17%-515.1pp | 335.09%-319.0pp | 578.57%-562.5pp |
| Employer contribution / active EE | $9,381 | $4,897+91.6% | $3,786+147.8% | $4,876+92.4% |
| Participant deferral / active EE | $14,775 | $5,316+177.9% | $4,482+229.7% | $5,439+171.7% |
| Admin fee / account holder | $5,186 | $10,886-52.4% | $8,020-35.3% | $10,885-52.4% |