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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,663 | $131,835+75.7% | $108,582+113.4% | $273,972-15.4% |
| Participation rate | 92.3% | 83.5%+8.9pp | 79.6%+12.7pp | 83.0%+9.3pp |
| Annual return | 6.12% | -91.57%+97.7pp | -51.70%+57.8pp | 41.46%-35.3pp |
| Employer contribution / active EE | $11,851 | $4,913+141.2% | $3,758+215.3% | $4,869+143.4% |
| Participant deferral / active EE | $13,483 | $5,127+163.0% | $4,311+212.8% | $5,287+155.0% |
| Admin fee / account holder | $395 | $10,253-96.2% | $7,645-94.8% | $10,133-96.1% |