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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,676 | $59,834-72.1% | $79,576-79.0% | $68,495-75.7% |
| Participation rate | 85.3% | 61.1%+24.2pp | 69.5%+15.8pp | 67.9%+17.4pp |
| Annual return | -18.06% | -12.30%-5.8pp | 0.15%-18.2pp | -7.84%-10.2pp |
| Employer contribution / active EE | $1,090 | $1,505-27.6% | $2,413-54.8% | $2,596-58.0% |
| Participant deferral / active EE | $1,483 | $3,024-51.0% | $3,985-62.8% | $4,028-63.2% |
| Admin fee / account holder | $911 | $4,835-81.1% | $6,834-86.7% | $5,403-83.1% |