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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,211 | $144,130+29.9% | $117,861+58.8% | $147,586+26.8% |
| Participation rate | 84.2% | 83.4%+0.8pp | 79.7%+4.5pp | 82.8%+1.4pp |
| Annual return | 16.32% | 531.20%-514.9pp | 335.11%-318.8pp | 578.59%-562.3pp |
| Employer contribution / active EE | $1,633 | $4,897-66.7% | $3,786-56.9% | $4,876-66.5% |
| Participant deferral / active EE | $3,106 | $5,316-41.6% | $4,482-30.7% | $5,439-42.9% |
| Admin fee / account holder | $23,779 | $10,887+118.4% | $8,021+196.5% | $10,886+118.4% |