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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,830 | $64,716-29.2% | $112,258-59.2% | $68,495-33.1% |
| Participation rate | 85.0% | 67.2%+17.8pp | 75.1%+9.9pp | 67.9%+17.1pp |
| Annual return | -21.05% | -11.40%-9.7pp | 27.47%-48.5pp | -7.84%-13.2pp |
| Employer contribution / active EE | $12,711 | $2,746+362.8% | $3,636+249.6% | $2,596+389.5% |
| Participant deferral / active EE | $362 | $3,565-89.9% | $4,728-92.3% | $4,028-91.0% |
| Admin fee / account holder | $2,721 | $5,232-48.0% | $6,411-57.6% | $5,403-49.6% |