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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,011 | $165,361-91.5% | $149,715-90.6% | $158,950-91.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.24% | 348.24%-331.0pp | 276.66%-259.4pp | 302.91%-285.7pp |
| Employer contribution / active EE | $1,179 | $5,103-76.9% | $4,645-74.6% | $4,762-75.2% |
| Participant deferral / active EE | $3,968 | $7,182-44.7% | $6,842-42.0% | $5,983-33.7% |
| Admin fee / account holder | $451 | $10,808-95.8% | $9,310-95.2% | $11,248-96.0% |