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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,586 | $167,353-79.9% | $143,797-76.6% | $134,545-75.0% |
| Participation rate | 55.6% | 84.8%-29.3pp | 80.3%-24.8pp | 81.2%-25.7pp |
| Annual return | -15.49% | 0.48%-16.0pp | -0.04%-15.4pp | 418.37%-433.9pp |
| Employer contribution / active EE | $1,441 | $5,620-74.4% | $4,952-70.9% | $4,742-69.6% |
| Participant deferral / active EE | $2,975 | $6,447-53.9% | $5,638-47.2% | $6,401-53.5% |
| Admin fee / account holder | $157 | $18,096-99.1% | $14,679-98.9% | $11,431-98.6% |