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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,905 | $217,432-85.3% | $185,849-82.8% | $167,536-81.0% |
| Participation rate | 62.5% | 86.1%-23.6pp | 81.7%-19.2pp | 82.1%-19.6pp |
| Annual return | 10.66% | 148.42%-137.8pp | 122.10%-111.4pp | 478.82%-468.2pp |
| Employer contribution / active EE | $1,683 | $5,875-71.4% | $5,169-67.4% | $4,839-65.2% |
| Participant deferral / active EE | $3,205 | $6,357-49.6% | $5,569-42.4% | $6,342-49.5% |
| Admin fee / account holder | $126 | $19,818-99.4% | $16,244-99.2% | $12,315-99.0% |