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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,877 | $29,670-86.9% | $56,054-93.1% | $80,911-95.2% |
| Participation rate | 79.7% | 41.7%+38.0pp | 52.5%+27.2pp | 67.6%+12.0pp |
| Annual return | 7.57% | 35.24%-27.7pp | 1705.95%-1698.4pp | 35.63%-28.1pp |
| Employer contribution / active EE | $1,300 | $670+94.1% | $1,039+25.1% | $2,756-52.8% |
| Participant deferral / active EE | $929 | $1,227-24.3% | $1,952-52.4% | $4,297-78.4% |
| Admin fee / account holder | $547 | $2,431-77.5% | $2,822-80.6% | $6,935-92.1% |